There are a number of important forms of protection that auto insurance provides to drivers. Anyone who wants to learn more, or is thinking about switching can get in touch with a CO Insurance specialist. 

Payouts after a collision

Many policies have collision protection that will provide payments for a driver to make repairs if their vehicle is damaged during an accident. Collision coverage is required if the car is financed or subject to a loan or lien. Each collision policy will have a different deductible, which is the amount the owner must pay out of pocket before the collision policy will cover the remaining costs of repairs. 

Liability coverage

If you are involved in an accident, another person who is hurt or has their car damaged may try to sue you. Liability coverage will provide protection against monetary judgments from these lawsuits. This is important because it protects drivers from suddenly being put in a very difficult financial situation if they are found to be at fault for a crash. Because liability can be a complex concept depending on how many vehicles are involved in an accident and the state’s negligence laws, it is best to speak to a  Wheat Ridge, CO insurance agent to learn more. 

Theft and vandalism

Crime is an unfortunate part of life no matter where your car is parked every day. Many policies will include coverage in the event that a car is stolen, broken into, or if personal belongings are taken from the inside. This is especially important for valuable cars or for people who keep expensive equipment inside of their vehicles. 

Learn more about coverage

An agent who services the Wheat Ridge, CO area can design a policy that has all of the coverage you need. Speak to a CO Insurance Specialist today to learn more.