If you are using your vehicle to travel a lot this summer, review some insurance guidelines that will protect you. The guidelines will protect against unforeseen damage you could encounter while traveling.

Paperwork

First, make sure that your insurance paperwork is in order. Your paperwork should indicate the expiration date of your coverage. Place the paperwork in a spot where it can easily be retrieved if a law enforcement official pulls you over.

Coverage Terms

Familiarize yourself with your policy’s coverage. The insurance documents will indicate the proper protocol to follow if you are involved in an incident that requires you to file an insurance claim.

Documentation

If you are involved in an automobile accident, it will be in your best interest to acquire documentation supporting the insurance claim you will be filing. You should be prepared to obtain a copy of a police report if one has been filled out.

In addition, you should acquire pictures or footage that will help prove what happened during the incident. The acquired documentation will need to be submitted with your insurance claim.

Upgrades

If you ever decide to upgrade your vehicle, keep track of the modifications that have been made. Adding security devices or other automotive products that will keep your vehicle safe could influence the type of insurance coverage you need. 

Contact CO Insurance Specialist

Traveling frequently will require you to maintain legal insurance coverage at all times. Contact one of our agents who serve Wheat Ridge, CO. A CO Insurance Specialist will advise you about insurance coverage that will protect you during each road trip.