It is your legal responsibility to carry liability insurance when you are driving. In addition to this type of insurance, you may benefit from other types of automotive coverage. Review the tips that follow to protect yourself as a new driver.

Liability Coverage

Liability coverage protects against accidents and damage that are your fault. If you are involved in a vehicular incident, you are required to report it. Once the report has been made, a liability insurance claim will be filed.

Liability protection will handle a wide range of costs associated with vehicular accidents. A policy may cover medical bills, car repairs, and property damage repairs.

Collision Coverage

Collision coverage protects your automobile against damage. Collision coverage will reimburse you for repair costs if your vehicle is damaged during an accident.

Uninsured Coverage

Uninsured coverage protects against damage that is caused by another driver who does not have valid insurance. This type of coverage will allow you to have your automobile inspected and repaired. You will not be responsible for the costs associated with restoring your vehicle.

Roadside Assistance Coverage

Roadside assistance coverage will provide financial relief if your car breaks down alongside a road. This type of coverage will handle the cost of a tow, tire repairs, and other standard automotive services. This type of insurance is often considered an add-on type of coverage. It is a voluntary type of coverage that can be added to an existing policy.

Agent Assistance

Contact one of our Wheat Ridge, CO agents for further assistance. A CO Insurance Specialist will help you choose automotive coverage for your vehicle.