Buying auto insurance can be challenging without an experienced insurance agent, especially if you are a new driver or have just purchased a new car. Unfortunately, far too many drivers without adequate knowledge of motor vehicle laws and insurance requirements purchase their automobile coverage online and simply take their chances that they are covering all their bases.

There is a better way! Did you realize that it does not cost a single dollar to speak with a CO Insurance Specialist and get their recommendations for your coverage? Knowing that you bought the right types of coverage in the right amounts will give you peace of mind. And, if the worst happens and your car is stolen in the middle of the night, or you’re involved in a vehicle accident, you’ll know that things are going to be alright. 

In Colorado, auto insurance liability coverage requirements are $25,000/$50,000/$15,000. These coverage limits mean that your insurance company would pay up to $25,000 per person for injuries as the result of a crash, and $50,000 total for bodily injury for an accident, as well $15,000 for damage that you do to someone else’s property. 

We’d like to point out the minimum required limits are pretty low. If you are involved in an accident and total another driver’s new vehicle, it will probably cost more than $15,000. Additionally, even though the state does not require uninsured or underinsured motorist coverage, it helps by covering medical and other expenses if you are hit by someone without good insurance coverage. 

For expert advice and guidance on automobile insurance in Wheat Ridge, CO, we recommend contacting CO Insurance Specialist, LLC at 720-638-0850.