As soon as the power goes out in your Wheat Ridge home, you want to have the satisfaction of knowing that you are prepared. You don’t know how long the powers going to off, so it is best to have quite a few things on hand.

These five things are going to help you dramatically.

Grill
A grill can be used to heat water for sanitation and for purification as well as to cook foods so that you can keep everyone sustained four hours or even days.

Flashlights
Flashlights should be kept on hand so that you can see in the dark – and you want to make sure to have plenty of backup batteries as well.

Frozen water Bottles
Frozen water bottles can be created ahead of time. These can then be placed into the freezer as a way of keeping all of the food colder for longer. You may be able to get several hours extra out of all of the food so that it doesn’t get discarded once the power goes out.

Blankets
You should have plenty of blankets, and this is to help keep you warm. Especially when the power goes out in the wintertime, you won’t have central heat and therefore you need to think about ways to stay warm. You can also use blankets around all of the doors and windows in order to reduce the draft.

Board Games
It’s a good idea to have board games so that everyone can stay entertained until the power comes back on. Whether you have kids or not, people can grow restless when there is no TV to turn on, no tablets to play on, or anything else.

Call CO Insurance Specialist today to learn more about homeowners insurance and how you can protect yourself throughout the year, even when the power goes out.

Having a home-based business in Wheat Ridge means knowing all about the kind of insurance that you need. Your standard homeowner’s insurance policy is not going to cut it. Various forms of coverage can be added to protect the various aspects of your business that is based inside your home.

It’s important to have home insurance that is going to protect all of the details. You don’t want to be sued by a client because they injured themselves on your property and you don’t want to be sued by an employee because of wrongful termination. Coverage can be added to provide financial protection against all of these – and much more.

Consider what goes on within your business.

• Do you have clients visit you?
• Have you hired employees?
• Do you carry a significant amount of inventory stored within your home?
• Do you keep important data on your computer?

Knowing the answers to all of these will make it easier for an insurance agent to guide you through the various options available to you as a homeowner and business owner.

Business property coverage is perhaps the most common form of business insurance and can protect against loss for merchandise, computers, and other business related property.

General liability coverage can protect if there is a lawsuit filed against your business, such as through a claim of negligence or someone becoming injured on your property.

You may need additional coverage as well, ranging from their compromise coverage to employment practices liability coverage. Everything is very dependent upon the type of business you have and what takes place in your home.

Call us at CO Insurance Specialist today. We are here to help you find homeowners insurance it also works for your business. Our agents are here to help you every step of the way.

Keeping the kids occupied when you are stuck inside due to winter weather can be tough. Thankfully, there are a few super fun activities you can do to help the time pass more quickly. Here are four to consider.

#1: Board Games

Board games are a great way to fill up the day when you’re stuck inside. But what about having your kids create their own versions? Give them construction paper, crayons, markers, and other art supplies. Have them work together to come up with game rules, draw the board, and make tiles, tokens, and other small pieces. Play the finished game together as a group.

#2: Get Dancing

Another easy way to beat winter break boredom is by having your very own dance party. All you have to do is turn on a few of your favorite tunes and get moving. Whether your kids have professional dance lessons to thank for their awesome groove ability or take a more abstract approach, they will have tons of fun. (And burn off some of that pent up energy!)

#3: Cook a Favorite Meal

It is no secret that kids love helping out in the kitchen. On a winter day, why not have your children help you cook a favorite meal? Not only will they learn by watching you work through the recipe, they’ll enjoy trying their finished creation. Even something as simple as homemade macaroni and cheese is fun to prepare for little ones, so getting fancy is purely optional. However, remember to supervise any activities that involve sharp objects, a stove, the oven, etc. for added safety.

#4: Dress Up

Beat winter day boredom by playing dress up. Break out any leftover Halloween costumes, silly hats, or other clothing apparel pieces. Transform your child’s look into something fun with cosmetics. Or even make your own masks out of construction paper. The possibilities and fun are nearly endless!

Make Sure Your Family is Prepared for the Unexpected

While keeping your kids occupied on a winter day is important, making sure you have adequate homeowner’s insurance coverage is even more vital. Please contact our team at CO Insurance Specialist today for more information.