At CO Insurance Specialist in Wheat Ridge, CO, we believe our clients must reevaluate their auto policies annually. Unfortunately, many auto consumers rarely review their policies with a licensed agent, and when an incident occurs, they are unaware of their auto policy benefits.

There are several key circumstances in which you should reevaluate your auto insurance policy and make adjustments as needed:

• Your driving habits change, such as driving significantly more than you used to.
• After a major life event such as moving to a new state, moving further from your job, changing employment, getting married, buying a new car, or having a child.
• You have an older car that has depreciated in value.
• You have less income due to a job loss, retirement, or other circumstances.
• You got into an accident, received a traffic ticket, or other changes occurred to your driving record.
• New laws in your state were passed that affect the coverage you need for your vehicle.

You may be wondering how to reevaluate your policy. Contact us. We will help you reassess your auto insurance policy by:

• Reviewing your current coverage with you and ensuring that your policy limits are sufficient for your needs.
• Helping you reconsider deductibles for your auto insurance. Raising your deductible can result in lower insurance premiums.
• Providing quotes from other carriers under our umbrella to help you find the best rates for the same coverage.
• Helping you identify if you qualify for any available discounts that could lower your premiums.

We’re Here to Help Wheat Ridge Residents

At CO Insurance Specialist in Wheat Ridge, CO, we’re here to help you make informed decisions about your auto insurance policy and ensure you have peace of mind while you or your family are on the roads. If you have any questions about your auto policy and want to discuss your options, call us at (720) 638-0850.