You may be glad you have a homeowner’s insurance policy that protects your home from unanticipated problems, such as a fire or a theft of your belongings. You may feel even better if you find out about the additional coverages you may need since a standard policy may not give you the compensation you deserve if you have a problem. 

You may need information about extra content coverage, personal property extensions of coverage, flood insurance, and earthquake insurance. The CO Insurance Specialists in Wheat Ridge, CO could be the insurance company that helps you with these additional items because they care about giving you the answers you need because you need this to protect your most expensive asset. Call them today to get the help you need with your policy.

Additional Contents Coverage

You can increase the coverage amount of your belongings if you need this additional coverage. Usually, your policy will give you content coverage that is a percentage of the value of your home. For example, 50 percent coverage of contents will protect your belongings with an amount equivalent to half of your home’s value. 

Personal Property Extensions of coverage

You may need additional coverage for specific types of your belongings, such as jewelry and computers. 

Flood Insurance

If you live in a flood-prone area, you may need flood coverage. This is an additional type of insurance that would need to be added to your homeowner’s policy. 

Earthquake Insurance

Your insurance company offers an earthquake policy that will protect you if an earthquake damages your home for an additional premium. 

Call CO Insurance Specialists in Wheat Ridge, CO today to get the help you need with your policy and additional coverages.