If you have customized your car with modified or aftermarket parts, you will need to update your auto insurance policy to reflect these changes. Upgraded gear can add value to your vehicle, so altering your policy is necessary to ensure that you are compensated adequately should your car be involved in an accident or stolen. Our agents at CO Insurance Specialist in Wheat Ridge, CO explain more about what car conversions and modifications entail.

Common Types of Modifications

Modifications are any changes in parts for your vehicle that aren’t done by the factory when you buy it. Drivers may add parts to change the auto’s performance or appearance. Some typical modifications include:

• Turbocharge Engines
• Custom Paint
• Truck Bed Liner
• Tire Rims
• Bumpers
• Raised or Lowered Suspension
• Fuel System Upgrades
• Specialized Sound Systems

Insurance providers may increase or decrease your policy’s cost depending on the upgrade and whether the parts were self or professionally installed. An example of a modification that can lower insurance premiums is installing an anti-theft system or rearview camera that improves the safety of your vehicle. Upgrading body parts or motors can result in higher insurance costs.

Benefits of Modified Car Insurance

By updating your policy, you can have the confidence of knowing that you’re financially covered should an incident occur. Not including modifications to your policy can deny your insurance claim. Another repercussion could deem your insurance coverage entirely voided.

Keep Your Policy Updated for Your Protection

Keeping your agent at CO Insurance Specialist in Wheat Ridge, CO apprised of any alterations you make to your car lets us adequately compensate you should an incident occur. Call today to get your questions answered or to update your policy with one of our specialists.