Having a home-based business in Wheat Ridge means knowing all about the kind of insurance that you need. Your standard homeowner’s insurance policy is not going to cut it. Various forms of coverage can be added to protect the various aspects of your business that is based inside your home.

It’s important to have home insurance that is going to protect all of the details. You don’t want to be sued by a client because they injured themselves on your property and you don’t want to be sued by an employee because of wrongful termination. Coverage can be added to provide financial protection against all of these – and much more.

Consider what goes on within your business.

• Do you have clients visit you?
• Have you hired employees?
• Do you carry a significant amount of inventory stored within your home?
• Do you keep important data on your computer?

Knowing the answers to all of these will make it easier for an insurance agent to guide you through the various options available to you as a homeowner and business owner.

Business property coverage is perhaps the most common form of business insurance and can protect against loss for merchandise, computers, and other business related property.

General liability coverage can protect if there is a lawsuit filed against your business, such as through a claim of negligence or someone becoming injured on your property.

You may need additional coverage as well, ranging from their compromise coverage to employment practices liability coverage. Everything is very dependent upon the type of business you have and what takes place in your home.

Call us at CO Insurance Specialist today. We are here to help you find homeowners insurance it also works for your business. Our agents are here to help you every step of the way.