At CO Insurance Specialist in Wheat Ridge, CO, we see how much our clients invest in their exotic cars. Although these cars might be new on the market, they can be as valuable as a restored antique model. Unlike a domestic vehicle, your exotic car has special considerations that a classic car insurance policy can include in its coverage. 

What is Classic Car Insurance?

Classic Car Insurance is essentially automobile insurance with some features that are tailored to meet the needs of certain valuable automobile owners. Since parts can be more expensive or challenging to replace for a classic, antique, or exotic automobile, these policies tend to have higher amounts of coverage than regular automobile insurance. Additionally, classic car insurance can cover liability, medical expenses in accidents where the policyholder is at fault, and replacement or a portion of the replacement costs if the car is stolen.

What does Classic Car Insurance cover?

For classic, antique, and exotic vehicles, classic car insurance policies sometimes cover liability, medical expenses, replacement parts, replacing a stolen car under the policy, and more. Some policies have other add-ons, such as towing coverage, which is especially helpful for exotic vehicles you intend to drive.

Should I get Classic Car Insurance for a new exotic vehicle?

If you have a new exotic vehicle, classic car insurance could be a worthwhile purchase because of the high-value nature of the car. New exotic vehicles share many of the features that make antique automobiles require classic car insurance, so most classic car insurance policies include exotic vehicles in their coverage.

Call our office today to see if classic car coverage at CO Insurance Specialist in Wheat Ridge, CO is suitable for your exotic vehicle!