Buying insurance for a new vehicle through an auto dealer is a huge financial blunder. In the excitement of getting a new car, many fall victim to getting pricey auto insurance. This does very little to protect them. It only covers the lender and puts commissions in the pocket of the auto salesperson.

You will likely get a lousy deal if you buy auto insurance through the auto dealer. They cannot let the car go off the lot without it having insurance, but you will get an inferior insurance solution.

How to Get Auto Insurance for a New Vehicle

There is a much easier and better way to do this. First, before you go to the dealership to look at the new cars, contact your agent at CO Insurance Specialist, serving Wheat Ridge, CO and the surrounding area. They will open a file for you, collect all the information needed and leave a blank space for the vehicle information with everything ready to go. You do not have to know what vehicle you will buy. Just go looking.

When you decide, place a call to your insurance agent. The agent will need to know the total purchase price, the year, model, and make, and the vehicle identification number (VIN). The insurance quote is calculated and the agent will fax or email a copy of the certificate of insurance to the dealer. Then, you can drive the vehicle off the lot with that certificate proving coverage.

This process is super easy if you simply take a moment to set it up in advance. For those who procrastinate, all the process, from start to finish, can be done over the phone if you are already at the dealership. Take a time out. Call your agent to get the coverage that not only protects the vehicle but also its driver and occupants.

Insurance Review

If you already have auto insurance and are thinking about getting another vehicle or making a trade-in, your agent can review all your existing insurance policies. It is a good idea to see if there should be some adjustments made to them. To get an insurance review and a quote, contact your agent at CO Insurance Specialist in Wheat Ridge, CO.