In the world of auto insurance, there are dozens upon dozens of discounts for things that are very obvious like not having an accident, to more policy specific discounts. It is important that when you set out to find your perfect policy, you understand some of the discounts you might be eligible for. For those in the Wheat Ridge, CO area, the agents with CO Insurance Specialist can help you determine which discounts you qualify for.

One of the most common discounts is going to be safe driver discounts. This means that you get a discounted rate on your policy premiums for not getting into an accident. So why would a company offer this type of discount? The longer you go without an accident the more money they save. It is the goal of the insurance company to have insured drivers that do not file accident claims.

In many cases, the discount only takes place after a specified amount of time without an accident. The space of time might be as short as a few months or as long as a year. Some call this a loyalty discount but for the most part they are simply rewarding you for not filing claims against your insurance. So who qualifies? Any driver that has had the policy for the specified amount of time with no accident can qualify for the discount to help save money each month.

For those that live in the Wheat Ridge, CO area, the agents with CO Insurance Specialist can help you determine which discounts you are eligible for and can help you go through a wide range of options when it comes to your policy and how you are covered. No matter what discount you ultimately get, your agent can help clear up any questions.